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Commercial Insurance

You can count on us to keep your business running smoothly while you do what you do best.

Insurance for Your Business
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Home Insurance

We offer protection not only for your home; but most importantly for who’s inside.

Home Insurance
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Life Insurance

Our life, health and long term care and disability insurance products are designed to provide peace of mind.

Life & Health Insurance

Kato Insurance has over 30 years of experience in the insurance industry.

Personal Insurance

At Kato Insurance, we have the tools and know-how to connect you with the right coverage options to protect your most valuable assets.

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Commercial Insurance

From selecting the proper coverages to filing losses, you can count on Kato Insurance to keep your business running smoothly.

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Our Kato Insurance Team

Our team has insurance specialists for all your needs whether it is for how you live, work or play.

Meet Us

Making a Claim

Even a minor fender bender can be an emotional experience. No worries. We are here for you when you need us most.

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Insurance Coverage That Fits Your Life

At Kato Insurance, we sit down and take the time to explain the various types of insurance as well as answer any questions you may have. Our team is committed to helping you compare coverage and provide personalized solutions and service. It’s about quality coverage with maximum savings that is right for you.

Latest News

Here for You: COVID-19 Update

We wanted to take the opportunity to update you on our response to the current situation with Covid-19. As of 03/17, we have taken the following steps/precautions to help protect our employees, customers and community: – We have postponed non-essential travel and client meetings outside of the office for...

17 Mar, 2020

Kato Insurance enters Greater Mankato Growth Business Hall of Fame

THE FREE PRESS (November 15, 2017) — Kato Insurance has done or currently does business with 35 of the 71 businesses in the Greater Mankato Growth Business Hall of Fame. Kato Insurance started in the 1960s as the Michaletz Agency and recently acquired Willard and Williams Agency, which had a century...

15 Nov, 2017

Michaletz named a 2017 Young Gun by Insurance Business America

Centennial, CO (August 22, 2017) – Mankato-based Matthew Michaletz of Kato Insurance Agency has been recognized in Insurance Business America magazine’s Young Guns list, naming the up-and-coming professionals aged 35 and below, who are on track to becoming tomorrow’s industry leaders. From an overwhelming number of nominations from agencies...

28 Aug, 2017

“Very easy and seamless process, thank you.”

Kim Schwickert

“Zero hassles. Good communication!”

David Richards

“The claim service provided by Midwest Family Mutual and Kato has been great over the years. I wouldn’t hesitate to recommend them to anyone.”

Steve Weisbecker
Lloyd Management, Inc.

“Overall very satisfied with your organization. Closing out [the claim] got somewhat delayed, but was not on your end.”

Kimberly Kroubetz
Kroubetz Lakeside Campers

“We couldn’t be happier with the way the claim was handled. We are now rebuilt, better and stronger than ever. Thank you for everything.”

Dennis Wolff
W.W. Blacktopping, Inc.

“The adjuster was very helpful in explaining what was going on. United Fire Insurance Company made replacing my roof a very easy process. Thank you Kato Insurance!”

Michael Lamm

“Good people to work with. Availability and promptness in answering questions was greatly appreciated.”

Marilyn Larson

“Well done – thank you.”

Terry & Pam Fogal

“Good response.”

Ardis & Byron Josephson

“Very pleased with all aspects of service.”

James & Donna Hanson

“Thank you for the amazing service over the years!”

Kris Schisel

“Very professional and matter of fact.”

Terry Keller & Kristin Gjerde

“Great service.”

Richard & Shirley Corcoran

“It was a stressful situation but everything on the insurance end was handled great.”

Tricia & Thomas Kleist

“One call to Kato Insurance and a couple of calls with the Nationwide adjuster and everything was taken care of immediately. Couldn’t be happier with how quickly this was taken care of and the concern to make sure I understood everything that took place. Outstanding experience and much appreciated!”

William & Suzanne Bohning

“Kato Insurance and the MetLife adjuster were all great. Very fair and prompt.”

Gerry & Linda Hiniker

“Selective Insurance did an excellent job with the claim payment.”

Richard Kelling

“Amanda – very helpful!”

John & Sara Mejia

“Extremely helpful and prompt from my very first desperate call!”

Nancy McLoone

“Outstanding as always.”

Jeff & Suzanne Miedema