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Commercial Insurance

You can count on us to keep your business running smoothly while you do what you do best.

Insurance for Your Business
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Home Insurance

We offer protection not only for your home; but most importantly for who’s inside.

Home Insurance
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Life Insurance

Our life, health and long term care and disability insurance products are designed to provide peace of mind.

Life & Health Insurance

Kato Insurance has over 30 years of experience in the insurance industry.

Personal Insurance

At Kato Insurance, we have the tools and know-how to connect you with the right coverage options to protect your most valuable assets.

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Commercial Insurance

From selecting the proper coverages to filing losses, you can count on Kato Insurance to keep your business running smoothly.

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Our Kato Insurance Team

Our team has insurance specialists for all your needs whether it is for how you live, work or play.

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Making a Claim

Even a minor fender bender can be an emotional experience. No worries. We are here for you when you need us most.

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Insurance Coverage That Fits Your Life

At Kato Insurance, we sit down and take the time to explain the various types of insurance as well as answer any questions you may have. Our team is committed to helping you compare coverage and provide personalized solutions and service. It’s about quality coverage with maximum savings that is right for you.

Latest News

Kato Insurance enters Greater Mankato Growth Business Hall of Fame

THE FREE PRESS (November 15, 2017) — Kato Insurance has done or currently does business with 35 of the 71 businesses in the Greater Mankato Growth Business Hall of Fame. Kato Insurance started in the 1960s as the Michaletz Agency and recently acquired Willard and Williams Agency, which had a century...

15 Nov, 2017

Michaletz named a 2017 Young Gun by Insurance Business America

Centennial, CO (August 22, 2017) – Mankato-based Matthew Michaletz of Kato Insurance Agency has been recognized in Insurance Business America magazine’s Young Guns list, naming the up-and-coming professionals aged 35 and below, who are on track to becoming tomorrow’s industry leaders. From an overwhelming number of nominations from agencies...

28 Aug, 2017

Summer Jobs: When Should Your Teen Start Working?

SELECTIVE INSURANCE (06/07/2017) – If you have children, you’ve likely heard this age-old question: “Can I have some money?!” Usually, as a parent, you have to weigh the pros and cons of each query. But eventually, as young adulthood draws closer, the prospect of your child earning his or...

07 Jun, 2017

“When you have an unexpected claim (more extensive than anticipated) it was wonderful to get prompt service from all parties – adjuster, agent, contractor, and the agent again to wrap it up.”

Mike & Chris Schmitz

“The claim service provided by Midwest Family Mutual and Kato has been great over the years. I wouldn’t hesitate to recommend them to anyone.”

Steve Weisbecker
Lloyd Management, Inc.

“Very easy and seamless process, thank you.”

Kim Schwickert

“Overall very satisfied with your organization. Closing out [the claim] got somewhat delayed, but was not on your end.”

Kimberly Kroubetz
Kroubetz Lakeside Campers

“Everything went very smoothly. Great people to work with!”

Christine Bjerke

“We couldn’t be happier with the way the claim was handled. We are now rebuilt, better and stronger than ever. Thank you for everything.”

Dennis Wolff
W.W. Blacktopping, Inc.

“If I’m rating on your agency everything was excellent. Without the support of you, this would have been difficult. So overall is was great, but again, only because of our agent’s involvement and follow through.”

Roy Kuchenbecker