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Commercial Insurance

You can count on us to keep your business running smoothly while you do what you do best.

Insurance for Your Business
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Home Insurance

We offer protection not only for your home; but most importantly for who’s inside.

Home Insurance
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Life Insurance

Our life, health and long term care and disability insurance products are designed to provide peace of mind.

Life & Health Insurance

Kato Insurance has over 30 years of experience in the insurance industry.

Personal Insurance

At Kato Insurance, we have the tools and know-how to connect you with the right coverage options to protect your most valuable assets.

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Commercial Insurance

From selecting the proper coverages to filing losses, you can count on Kato Insurance to keep your business running smoothly.

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Our Kato Insurance Team

Our team has insurance specialists for all your needs whether it is for how you live, work or play.

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Making a Claim

Even a minor fender bender can be an emotional experience. No worries. We are here for you when you need us most.

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Insurance Coverage That Fits Your Life

At Kato Insurance, we sit down and take the time to explain the various types of insurance as well as answer any questions you may have. Our team is committed to helping you compare coverage and provide personalized solutions and service. It’s about quality coverage with maximum savings that is right for you.

Latest News

When Your Animal Bites, How Much Are You Liable?

SELECTIVE INSURANCE (April 11, 2017) – Dog bite prevention week is from April 9 to April 15 this year. It is important to recognize the importance of being a smart pet owner, because the implications from an animal bite can be serious. Statistics from the Centers for Disease Control and...

13 Apr, 2017

How Much Ransom Would You Pay for Your Online Information?

Information security has become one of the gravest threats facing organizations, consumers and government entities in the past decade. Now that virtually all companies have embraced the era of digitization, hackers and malicious parties are relevant risks in every industry and region of the country. Consider the following statistics:...

20 Mar, 2017

Willard and Williams Insurance Agency stays locally owned, purchased by Kato Insurance.

MANKATO, MN (January 3, 2017) — Willard and Williams Insurance Agency, which started in Mankato in 1901, has been purchased by Kato Insurance Agency the companies announced Tuesday. Bob Richter, President of Willard and Williams Insurance Agency, said he feels that he has made the best choice for his...

03 Jan, 2017

“When you have an unexpected claim (more extensive than anticipated) it was wonderful to get prompt service from all parties – adjuster, agent, contractor, and the agent again to wrap it up.”

Mike & Chris Schmitz

“The claim service provided by Midwest Family Mutual and Kato has been great over the years. I wouldn’t hesitate to recommend them to anyone.”

Steve Weisbecker
Lloyd Management, Inc.

“Very easy and seamless process, thank you.”

Kim Schwickert

“Overall very satisfied with your organization. Closing out [the claim] got somewhat delayed, but was not on your end.”

Kimberly Kroubetz
Kroubetz Lakeside Campers

“Everything went very smoothly. Great people to work with!”

Christine Bjerke

“We couldn’t be happier with the way the claim was handled. We are now rebuilt, better and stronger than ever. Thank you for everything.”

Dennis Wolff
W.W. Blacktopping, Inc.

“If I’m rating on your agency everything was excellent. Without the support of you, this would have been difficult. So overall is was great, but again, only because of our agent’s involvement and follow through.”

Roy Kuchenbecker